“It pushes you down even further.” Documenting the burden of stranded credits through the voices of those affected
From Ithaka S+R: “In October 2020, Ithaka S+R estimated that 6.6 million people in the US owe a debt to a college or university they previously attended, and because of that, cannot access their transcripts or credentials. This insidious and understudied form of student debt not only saddles individuals with collections, credit rating issues, and other typical consequences of debt, but also prevents them from using credits and credentials they’ve earned to continue their education or land a job that would help them pay down the debt.”
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